![]() ![]() “It was a privilege for our team to work with this strong-minded brand. The mesh design introduces unique textural elements that elevate Karhu above the competition and emphasise its premium credentials. Fronted by a genuine Finnish sauna outer grill in brilliant gold and utilising a sauna scoop handle, the font sits confidently and comfortably in this setting. ![]() The design also drew inspiration from saunas, which are a popular place to socialise and drink in Finland. Not only is the font slim enough to make best use of bar space but it is also constructed in just one piece, making it truly adaptable and easy to install. Presence comes with practicality in bluemarlin’s multidimensional creation. When illuminated, it showcases Karhu’s bold branding and proves alluring to drinkers from all angles. Like the bear, the structure is towering and striking in any bar setting. A recognised figure of Finnish folklore, Karhu’s bear features front and centre of the brand, celebrating provenance and its iconic status at every touchpoint. The commanding new look combines texture and structure to bring outstanding presence to one of Finland’s best loved heritage brands. For more information about how you can work with Hospitality Insurance Group as an Independent Insurance Agent or obtain a quote for liquor liability insurance, click here to request a call from us, email or office visit from one of our local representatives near you.Draught fonts for Karhu beer have undergone a premium redesign created by brand acceleration agency bluemarlin. Not sure if you have the proper coverage? Hospitality Insurance Group is a liquor liability insurance group writing insurance for bars and taverns in Connecticut, Massachusetts, New Hampshire, North Carolina, Pennsylvania, Rhode Island and Vermont. It’s not uncommon for an insurance carrier to apply a specialized exclusion for assault & battery exposure as we explain in our blog, “ Assault & Battery: Where’s the coverage? ” Exclusions may occur, and in the event of a bar fight breaking out, a restaurant owner could be denied coverage if an incident like one of these occurs. When examining your insurance policy, it’s important to ask if you have assault and battery coverage. The defense attorney, hired by Hospitality to defend the establishment against the plaintiff’s lawsuit, obtained a defense verdict on the policyholder’s behalf.Īs also advised by Nightclub & Bar, general liability insurance with assault and battery and liquor liability coverage is usually the best way for restaurant owners to protect themselves in the event of a fight at their business. This policyholder had purchased an assault and battery endorsement as part of their liquor liability policy issued by Hospitality Insurance Group. While inside, the man was said to have disturbed three different groups of patrons and was later struck by a patron inside the bar, causing him to fall and suffer a head trauma. This incident was a sudden and unforeseen violent crime that occurred on the insured’s premise and was covered by the assault and battery endorsement on their liquor liability policy, issued by Hospitality Insurance Group.Ī patron appeared to have entered our policyholder’s establishment already intoxicated. None of the injured customers could recall any signs that would have forewarned them of the assailant’s violent propensity. This establishment was not the type of bar that you would think would have an altercation of any sort.Ī gentleman entered our insured’s establishment and was served a single drink.ĭuring the night, the gentlemen casually conversed with other patrons until he randomly started violently attacking patrons with weapons concealed underneath his sweatshirt. The defense attorney, hired by Hospitality to defend the establishment against this plaintiff’s lawsuit, obtained a defense verdict on behalf of the policyholder. The policyholder had purchased an assault and battery endorsement as part of their liquor liability policy issued by Hospitality Insurance Group. Out of the thousands and thousands of claims filed, here are three situations we’ve worked with our policyholders when an assault and battery occurred at their establishment.Ī patron alleged that he was repeatedly assaulted while exiting the establishment after the last call. Bar Room Brawls: 3 Assault & Battery Situations That Could Happen At Any Barįor any establishment that serves alcoholic beverages, a fight possibly breaking out is always in the back of any owner’s mind.Īccording to Insurance Magazine, about 30% of losses at bars, taverns, and nightclubs arise from assault and battery claims. ![]()
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